Terms and Conditions

1. Introduction

Welcome to smartmoneyatlas.com. These Terms and Conditions (“Terms”) govern your access to and use of the services, content, features, and functionality provided by smartmoneyatlas.com (“we,” “our,” or “us”). By using our website and services, you agree to comply with and be legally bound by these Terms. If you do not agree with any part of these Terms, please do not use our services.

2. Definitions

– Service: Refers to any use of the smartmoneyatlas.com website, as well as its associated content, features, and tools.
– User: Any individual or entity that accesses, browses, registers, or in any way uses the Service.
– Content: Any information, materials, text, images, graphics, videos, audio, features, tools, or other data provided through the Service.
– Account: A User-specific registration allowing access to certain features or areas of the Service that require login credentials.

3. Acceptance of Terms

By accessing or using the Service, you confirm that you have read, understood, and accepted these Terms. If you are using the Services on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.

4. Changes to Terms

We reserve the right to modify or revise these Terms at any time. Continued use of the Service after any such changes constitutes your acceptance of the new Terms. We encourage you to review this page periodically for updates.

5. Use of Services

Eligibility: You must be at least 18 years old to use the Service. By using smartmoneyatlas.com, you represent and warrant that you meet this requirement.

Account: Some features of the Service may require registration and the creation of an Account. You agree to provide accurate, current, and complete information and to update your Account as necessary. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your Account.

Prohibited Activities: Users must not:

– Violate any applicable laws or regulations
– Infringe upon the intellectual property rights of others
– Attempt to hack, disrupt, or interfere with the Service or its security features
– Use automated scripts or bots without our prior consent
– Transmit any viruses, malware, or other harmful code

6. Intellectual Property

All Content and intellectual property on smartmoneyatlas.com, including design, text, graphics, logos, and software, are owned by or licensed to smartmoneyatlas.com and are protected by copyright, trademark, and other applicable laws. You may not reproduce, modify, distribute, or exploit any part of the Content without prior written permission from us.

7. User-Generated Content

If you submit or post content to smartmoneyatlas.com (e.g., comments, feedback, or other materials), you grant us a non-exclusive, worldwide, royalty-free, perpetual, irrevocable license to use, store, publish, reproduce, and distribute your content in connection with our Service. You represent that you have the necessary rights to post such content and that it does not violate any third-party rights or laws.

8. Privacy Policy

Your use of the Service is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. Please review our Privacy Policy for more details.

9. Third-Party Services

The Service may link to or rely on third-party websites, services, or content. We do not endorse, control, or assume responsibility for any third-party services. Accessing third-party services is at your own risk and subject to their terms.

10. Disclaimers and Liability

The Service and all Content are provided “as is” and “as available” without warranties of any kind. We make no representations or warranties regarding the accuracy, reliability, or availability of the Service.

To the fullest extent permitted by law, smartmoneyatlas.com disclaims all liability for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Service.

11. Indemnification

You agree to indemnify, defend, and hold harmless smartmoneyatlas.com and its affiliates, officers, agents, and employees from any claim, liability, damages, or costs (including legal fees) arising from your use of the Service or violation of these Terms.

12. Termination

We reserve the right to suspend or terminate your access to the Service at our sole discretion, with or without notice, for any reason, including violation of these Terms.

13. Governing Law

These Terms are governed by and construed in accordance with the laws of the jurisdiction in which smartmoneyatlas.com operates, without regard to conflict of law principles.

14. Miscellaneous

Entire Agreement: These Terms, along with our Privacy Policy, constitute the complete agreement between you and smartmoneyatlas.com in relation to your use of the Service.

Severability: If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions shall remain in full force and effect.

Waiver: Our failure to enforce any part of these Terms does not constitute a waiver of our right to later enforce that or any other part of the Terms.

15. Contact Info

For questions about these Terms, contact us at [email protected].